About Us

• Vaguard Surety and credit Insurance protects yVanguard Surety accounts receivable from losses caused by customer insolvency or protracted default (i. E. Slow pay) .
  The primary benefits are as follows:
  Protection from catastrophic credit losses
  Ability to grow your business by offering
  Higher credit limits
  Longer terms of sale
  Open account sales to export markets
  To improve borrowing power where the lender is restricting availability due to:
  Customer concentrations
  Foreign receivables
  Extended terms of sale
  Credit insurance premiums are tax-deductible, reserves for bad-debt are not
  Credit insurance is less expensive than letters of credit
  Policy types:
  "Whole Turnover"-insuring virtually all accounts
  "Key Account"-insuring only the largest customers
  "Single Customer" or "Selected Customer"-insuring only a single account. Vanguard Trade Credit will help you determine strategy and evaluate products from all domestic and international carriers. We will demonstrate for you how these programs are often self-funding, while reducing overall bad debt expense, and increasing / protecting profits.